Adopt My Mortgage

Home ownership is not only the American Dream, it’s also the largest investment most of us ever make. Yet, most homeowners fail to implement a system to take advantage of future rate and/or payment saving opportunities. When you invest money into the stock market, you expect status updates from your financial advisor, don’t you? Why should it be any different when it comes to your mortgage?

That’s why we provide our complimentary Mortgage Under Management service for all of our loyal clients. Each day, we analyze our list of mortgage programs and determine where we might be able to save our clients money.

It’s been such a big hit, we’ve decided to open our Mortgage Under Management service to friends and family as well – whether we originated your current mortgage or not.

Here are the benefits of our Mortgage Under Management service:

  • When market conditions change in your favor and we can lower your rate and/or save you money on your monthly payment, we’ll notify you of the good news. There’s NEVER any obligation to buy.
  • Every 90 days, we’ll email you an analysis of where your mortgage stands versus current market conditions.
  • We’ll also keep you up to date on critical mortgage-related information – things all homeowners NEED to know!

Enrolling in our Mortgage Under Management service is as easy as filling out the form below. If you have any questions about this service click here for some FAQ’s:

Mortgage Under Management Service FAQ’s:

Q: Is my information stored securely and will it ever be shared with anyone?
Your mortgage information is securely stored and is NEVER shared with anyone. The privacy of your mortgage related information is of the utmost importance and we take that responsibility seriously.

Q: Where do I find all the information needed to enroll in the Mortgage Under Management service?
Most of the information needed in order to manage your mortgage can be found on your monthly mortgage statement. But if you need a helping hand finding the information, please don’t hesitate to contact us – we’ll be happy to walk you through the process.

Q: What happens when I can save on my rate or monthly payment?
A: There are many variables that go into pricing one’s mortgage, just a few of which include credit score, income, debt and the equity in your home. Our computer software will notify us if you can potentially save money for any reason. When this happens, we’ll conduct an initial analysis to verify there’s an opportunity. Then we’ll call you to schedule a meeting to go over your options. Rates can change very quickly – so when you get the message from us, please be sure to call us back as soon as possible!

Q: What does the Mortgage Under Management service cost?
It’s something we are happy to do at absolutely no charge for our clients and their referrals. It’s this level of dedicated service that’s allowed us to build a successful practice, and we know you’ll love receiving the call when we’re in a position to save you money!

how can we help you?

Contact us at619-858-4784. We are happy to answer any questions you have.

Great professional service

Craig was instrumental in me and my wife buying our first home together. I had a foreclosure, due to being laid off for a year, and without his assistance and knowledge of the buying and credit process, we would still be renting to this day. I believe he went above and beyond his basic duties, he spent extra time working with me to help clean up my credit to insure we would get the best interest rate. He was able to get us a great rate, even with my low score, and we were able to move into our new home.

Over the next few years, continuing to work with Craig we were able to increase our credit score and refinance our home a couple of times with lower interest rates each time. When we were ready to purchase a new home, he worked with us to insure the price was within our current budget and was able to secure a wonderful loan. He is also very knowledgeable in the VA loan process to insure a smooth transfer from one home to the other.

We are very pleased with the service and professionalism Craig provided us and will continue to work with him for all of housing finances in the future.

Client, Oceanside, CA