Rehab Mortgage Loans

Rehab Loans in San Diego

Rehab home loans allow buyers to add the cost of home improvements into a new home loan. The mortgage will finance the purchase price of the property as well as repairs or upgrades to be performed.

San Diego Rehab Loans 101

  • 01. Who It's For
  • 02. Benefits
  • 03. Eligibility

Is a Rehab Loan Right for Me?

A rehab loan may be right for you if you’re looking at purchasing a fixer-upper and you don’t want to front the capital for the repairs yourself – or if you want to buy and improve upon a property.

Benefits of a Rehab Loan in San Diego

One Loan

Have one simple home loan that encompasses the cost of your home and repairs or improvements

Fix Up Your Dream Home

Always wanted to fix a place up but don’t have the capital? A rehab loan can help with your dream home.

Snag A Bargain

Homes that need work often come at bargain prices. You can get yourself an amazing property for less.

Funding Options

A breadth of options awaits. Access your funds in the way that best suits you and your real estate project.

Rehab Loan Eligibility Requirements

  • Credit score above 620
  • Down payment of 3.5% or more
  • Self-occupancy of the property
  • Debt-to-income ratio below 45%

Rehab Loan FAQs

What Our Clients Say

Andreal & Tina C.

Craig was instrumental in me and my wife buying our first home together. He was able to get us a great rate, even with my low [credit] score, and we were able to move into our new home. We are very pleased with the service and professionalism Craig provided us and will continue to work with him for all of our housing finances in the future.

Heather & Teague G.

We highly recommend UW Funding. We are on our second home purchase with Craig. You lose sleep buying your first home and it’s comforting to know you have the right lender looking out for your best interests. Two years later, we are on our second home and, just like the first, best rate, no fees and thousands of dollars saved!

Michael H.

We are so glad we trusted Craig with our refinance. We were able to take cash out with absolutely no fees! In hindsight, we wished we would have used him for our purchase. Sure enough, we had a straightforward closing with no surprises and we are truly grateful for our friends referring Craig to us.

Begin Your Home Loan Journey Today

Ready to get started? Get a quick quote or contact Craig to ask questions and discuss your options.

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