Home Loan Refinancing

Refinance your Home Loan and Save Money

Home loan refinancing is the process of taking out a new loan – typically with different terms – against the same property (and paying back the original one). It’s much the same as getting a mortgage in the first place.

Your Guide to Refinancing

  • 01. Who It's For
  • 02. UW Difference
  • 03. Benefits

Is Refinancing Right for You?

If you already have a home loan and want to save money, free up cash, or consolidate mortgages, a refinance could suit. Refinancing is the perfect opportunity to change your mortgage structure or program to suit your current needs.

The UW Funding Difference

All of our home loans are constantly monitored to ensure that our clients are getting the best possible rates. If we spot you a better deal, we’ll let you know – you might be able to refinance and save some money. You can read more about our complimentary Mortgage Under Management service here.

Benefits of Refinancing Your Home Loan:

Save Money

Interest rates may be lower than what you’re currently paying, or you may not need mortgage insurance any longer!

Change Terms

Your financial situation might have changed since you took out your loan. A refinance can alter your loan terms to fit.

Get Cash

Refinancing can free up cash for you to work on your home, pay off some debt, or fund a purchase.

Consolidate Debt

You can roll two home loans – or a HELOC – into one during a refinance, simplifying your finances.


What Our Clients Say

Andreal & Tina C.

Craig was instrumental in me and my wife buying our first home together. He was able to get us a great rate, even with my low [credit] score, and we were able to move into our new home. We are very pleased with the service and professionalism Craig provided us and will continue to work with him for all of our housing finances in the future.

Heather & Teague G.

We highly recommend UW Funding. We are on our second home purchase with Craig. You lose sleep buying your first home and it’s comforting to know you have the right lender looking out for your best interests. Two years later, we are on our second home and, just like the first, best rate, no fees and thousands of dollars saved!

Michael H.

We are so glad we trusted Craig with our refinance. We were able to take cash out with absolutely no fees! In hindsight, we wished we would have used him for our purchase. Sure enough, we had a straightforward closing with no surprises and we are truly grateful for our friends referring Craig to us.

What's your home worth?

Your home is the largest asset you’ll ever own. Find out its value, get valuable insights, and plan for the future.

Begin Your Home Loan Journey Today

Ready to get started? Get a quick quote or contact Craig to ask questions and discuss your options.

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